Bayuti is a UK-based, FCA-regulated platform that enables individuals to invest in real estate properties starting from £50. It offers a straightforward way to build a diversified real estate portfolio and earn rental income.

CrowdToLive® is a product operated & owned by Elite Capital and Management Services Limited. CrowdToLive® offers debt-free property co-ownership. CrowdToLive® is an equity funding platform that brings investors and homeowners together in debt-free partnerships. Home buyers can own their home without incurring debt whilst investors can reap the rewards of the housing market without the hassle of tenant management.

As the minimum investment is GBP50, Investors can reduce their investment risk by diversifying in several properties in different locations. Therefore, as the income stream is diversified you will not be dependent on a single property income. As the Champion is a co-owner as well as a Tenant this will lower the fees involved with finding a tenant and maintaining the property. The amount that the Champion will invest in the property will be their pledge to the other investors. This means that if the Champion does not pay their rent and is evicted, all the unpaid rent as well as the cost of eviction will be deducted from his investment upon the sale of the property. This will ensure that the Champion is incentivised to pay his rent which mitigates the unpaid rent risk for the investors. Please note that the Champion has the option, but not the obligation, to buy investors shares to increase their home ownership. Investors will be obliged to sell their shares only if there is a profit. If the Champion pays their rent, they will be the ultimate decision maker when the property will be sold during every term (5 years). Under a normal buy-to-let scheme the investor is the only decision maker on when they want to sell the property.

• Sign Up and Explore: Register on the platform to access a curated selection of UK properties. • Make Your Investment: Choose properties and invest from £50. • Earn Rental Income: Receive rental income directly into your Bayuti e-wallet. • Diversify Your Portfolio: Spread your investments across multiple properties to mitigate risk.

Yes, Bayuti is approved by Elite Capital and Management Services Limited, which is authorized and regulated by the Financial Conduct Authority (FCA) under Reference Number 822039.

The minimum investment amount on Bayuti is £50, allowing investors to start building their real estate portfolio with a modest initial commitment.

Yes, Bayuti offers Sharia-compliant investment opportunities, ensuring that all investments adhere to Islamic finance principles.

Rental income is credited directly to your Bayuti e-wallet, providing a seamless and efficient way to manage your earnings.

Absolutely. Bayuti allows investors to diversify their portfolio by choosing specific properties to invest in. By investing in multiple properties, you can spread risk and optimize returns.